Privacy Policy

Information We Collect

We may collect Personal Information and other data when you use our Sites or interact with us. “Personal Information” means information that identifies or can reasonably be linked to an individual, such as your name, mailing address, email address, phone number, or other similar identifiers.

We collect Personal Information only as described in this Notice or as otherwise disclosed to you at the time of collection, and subject to applicable laws.

Newsletters, Inquiries, and Communications

We may offer newsletters, market updates, educational resources, or other communications related to mortgages, financing, homeownership, real estate trends, or services offered by Paradise Coast Mortgage. When you sign up for these communications, we may collect information such as your name, email address, phone number, and any other information you voluntarily provide.

If you request information about mortgage products or services, submit an inquiry, or ask to be contacted, we may use your information to respond to your request and provide relevant follow-up communications. With your consent, we may also contact you by phone or SMS regarding our services. You may opt out at any time by following the instructions provided in the message or by contacting us directly.

Contact Forms and Direct Communications

If you contact us through our Sites or other channels, we may collect Personal Information such as your name, email address, phone number, and any other information you choose to provide. This information is used to respond to your inquiry, provide requested information, and improve our services.

Account Registration and Applications

You may be able to register on our Sites or submit information as part of a mortgage inquiry, pre-qualification, or application process. In these cases, we may collect Personal Information necessary to provide our services, including contact details and other information required to evaluate or process your request.

This information is used to communicate with you, deliver requested services, comply with legal and regulatory requirements, and provide relevant updates related to your inquiry or application.

Cookies and Tracking Technologies

Our Sites use cookies and similar tracking technologies to enhance user experience, analyze site performance, and support marketing and advertising efforts. These technologies may collect information about how you interact with our Sites, including pages visited, time spent, and general location data.

You can control cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of certain features on our Sites.

We may also work with third-party analytics and advertising providers, including Google and social media platforms, to measure performance and deliver relevant content. We do not respond to browser “Do Not Track” signals at this time.

IP Addresses and Usage Data

When you visit our Sites, we may automatically collect information such as your IP address, browser type, operating system, referral URLs, and activity on our Sites. This data is generally used in an aggregated or non-identifiable form to analyze trends, manage the Sites, and improve functionality.

How We Use Information

We may use Personal Information to:

Respond to inquiries and service requests
Provide mortgage-related products and services
Communicate about applications, updates, or requested information
Send newsletters, market insights, or educational materials
Improve our Sites and user experience
Conduct analytics and marketing efforts
Comply with legal, regulatory, and operational requirements

How We Share Information

We may share Personal Information with trusted third parties as necessary to operate our business, including service providers such as hosting providers, analytics partners, marketing platforms, and compliance or technology vendors. These parties are permitted to use your information only to perform services on our behalf.

We may also disclose Personal Information if required by law, regulation, court order, or to protect our rights, property, safety, or the safety of others.

We do not sell your Personal Information. Text messaging consent and opt-in data will not be shared with third parties.

Information Security

We implement reasonable administrative, technical, and physical safeguards to protect your Personal Information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Your Choices and Access Rights

You may opt out of marketing emails at any time by using the unsubscribe link included in our communications. You may also contact us to request access to, correction of, or deletion of your Personal Information, subject to applicable legal requirements.

Changes to This Notice

We may update this Privacy Notice from time to time. Any changes will be effective immediately upon posting. We encourage you to review this Notice periodically to stay informed about how we protect your information.

International Visitors

Our Sites are intended for use by individuals located in the United States. If you access our Sites from outside the U.S., you consent to the transfer and processing of your information in the United States in accordance with this Notice.

Contact Us

If you have questions about this Privacy Notice or our privacy practices, please contact us using the "Speak to An Expert" button above.